Pathway makes buying a home as easy as renting

Imagine renting a place with a guaranteed pathway to ownership. Tell us your budget and we’ll list places you could own, just by paying rent. No fees, no fuss, and best of all, we make deposits optional, so you can start straightaway. That’s years of saving saved.

Every property listed costs the same monthly rent, and not a penny more. The more expensive places have longer pathways to ownership because (drum roll) time is money and please bear in mind that your rent will be indexed to inflation.

The longer you stay, the greater your share. Pencils at the ready. Three years into a thirty year contract you can ask us to sell the house. If we can find a buyer, we’ll give you ten percent of the proceeds. Ten years in your share would be one third. Fifteen years in we’ll give you half and so on...

If you’re lucky enough to have savings, and want to contribute a deposit, either upfront or later, we’ll FastTrack your pathway. By year fifteen, your share will be more than half. Meanwhile, you have to look after the place. After all, it’s yours to keep. We’re working hard to make this vision possible. If you can think of a way to make it simpler, we’re listening.

our mission

We help renters generate wealth through home ownership.

Before his coffee
goes cold,
Jason works from project to project.
Shruti’s off and running.
Pull out your phone. Pick a location.
Joachim’s has a dozen of projects on the go,
Francesca agreed a thirty-four year pathway to ownership.
Hector is fit, active and living his best life.
Aiden’s going to make an offer on a two bed flat, with a balcony, near the central train station
Summers are slow and clients are late to pay all year round.  Somehow, he always pays his rent
on time.
First promotion at work, student loans under control, credit card balance paid on time
every month.
Tell us how much you feel you can afford each month. That’s what we mean by personalised
for some of the biggest names in the industry
She plans to move when her kids graduate from grammar school
But, he’s the wrong of forty five. No really, he can’t believe it either

No deposit?
No problem. We keep the rent. He keeps the house

Can he get a mortgage?
You're having a laugh

Best of all,
She’s four years and counting into her pathway to ownership

Don't be shy.
Try it

The pay’s good but lumpy. No way he can get a mortgage.
So, he buying a home just by paying rent

We’ll sell the place and split the proceeds.
She’ll get around 40%. How much will your landlord give you?

Too old to get a mortgage?
So, rent your way to ownership

01
02
03
How it works
Choose your home
If you decide to sell

To complete your application we need you to select a property within your budget, indicative of a home you would be happy to own.

Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.

Fames quisque nulla arcu pretium, convallis diam auctor. Nibh fusce odio amet, morbi non tincidunt aliquam fames dui.

01
How it works

To complete your application we need you to select a property within your budget, indicative of a home you would be happy to own.

02
Choose your home

Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.

03
If you decide to sell

Fames quisque nulla arcu pretium, convallis diam auctor. Nibh fusce odio amet, morbi non tincidunt aliquam fames dui.

01
How it works

To complete your application we need you to select a property within your budget, indicative of a home you would be happy to own.

02
Choose your home

Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.

03
If you decide to sell

Fames quisque nulla arcu pretium, convallis diam auctor. Nibh fusce odio amet, morbi non tincidunt aliquam fames dui.

Here’s how you get started

Location
e.g. Oxford
radius
Only this area
Monthly rent
£1200
Location
e.g. Oxford
radius
Only this area
Monthly rent
£1200

next steps

What motivates your move?

motivation
06

Community

Join the community

as a Member

Secure your place on the waiting list. We’ll buy properties for early adopters first. We’ll let you know when the waiting list opens. Help recruit another seven members, within a month, and we’ll reward you with bonus points that FastTrack your pathway to ownership.

CONTACT US

as an organiser

Secure your place on the waiting list. We’ll buy properties
for early adopters first. We’ll let you know when the waiting list opens. Help recruit another seven members, within a month, and we’ll reward you with bonus points that FastTrack your pathway to ownership.

CONTACT US

as an influencer

We’d love to use your personal brand to spread the word. Every influencer is unique and so are the benefits. We’re listening...

CONTACT US
4,760

Pathway members
£468,025

Monthly rent from our community

Join us. Secure your place in the queue

Kwame earns daysrent points for recruiting his friends into the Pathway community.

So far, he’s shaved six months off his pathway to ownership.

His rent provides income for somebody out there. It’s all part of the great circle of life

Three cheers for the circular economy

Many young families find it hard to save for a deposit while they pay rent. Meanwhile, life insurance companies and pension funds are looking for assets that provide “rent-like” income for longer than people live in retirement. These challenges mirror each other.

But here’s the problem. These companies need to buy rent in great big lumps – three, four, five million pounds a month – from thousands of families at the same time.

So, if we club together, rent from the Pathway community will become an asset that investors would gladly buy, and we can use that money to buy homes for Pathway people.

Yield seeking missiles

If you happen to be an asset manager, a life (re) insurer, a pension fund looking for yield enhancement, or an investor with a social purpose mandate, do reach out. We’re all ears.

Community

Investor dialogue

FinTech opportunity

Innovations in two large underserved markets

CONTACT US

Property opportunity

Abundant, stabilised, managed rental cashflow

CONTACT US

Bond investors

Yield enhanced, indexed, with a clear social purpose

CONTACT US