Imagine renting a place with a guaranteed pathway to ownership. Tell us your budget and we’ll list places you could own, just by paying rent. No fees, no fuss, and best of all, we make deposits optional, so you can start straightaway. That’s years of saving saved.
Every property listed costs the same monthly rent, and not a penny more. The more expensive places have longer pathways to ownership because (drum roll) time is money and please bear in mind that your rent will be indexed to inflation.
The longer you stay, the greater your share. Pencils at the ready. Three years into a thirty year contract you can ask us to sell the house. If we can find a buyer, we’ll give you ten percent of the proceeds. Ten years in your share would be one third. Fifteen years in we’ll give you half and so on...
If you’re lucky enough to have savings, and want to contribute a deposit, either upfront or later, we’ll FastTrack your pathway. By year fifteen, your share will be more than half. Meanwhile, you have to look after the place. After all, it’s yours to keep. We’re working hard to make this vision possible. If you can think of a way to make it simpler, we’re listening.
We help renters generate wealth through home ownership.
Tell us how much you feel comfortable contributing monthly, bearing in mind that your rent will be indexed to inflation. Then, we’ll list places you can buy, just by paying rent. We make deposits optional so you can start straight away with no fees, no fuss, and no reason not to try it.
For each property listed, we’ll tell you the number of years, months and days of rent we need before you own outright. Each property will cost you the same monthly rent, however, the more expensive places have longer pathways to ownership because (drum roll) time is money. If you want to contribute a deposit upfront, or later, we’ll shorten the length of the pathway.
Nobody wants to pay rent forever. With Pathway, we reward your rent with daysrent points that you can exchange for a share of the value of your home. The longer you stay, the greater your share. Pay enough daysrent and you get to keep the house. Seriously, if you can think of a simpler way to buy a home, we’re listening.
Join the community
Many young families find it hard to save for a deposit while paying rent at the same time. Meanwhile, older families are searching for monthly income, that keeps pace with the cost of living, for longer than people live in retirement. These challenges mirror each other.
Life insurance companies and pension funds want to buy rent in great big lumps – three, four, five million a month –from thousands of families at a time. If we club together, rent from the Pathway community will become a new type of retirement income asset that investors would gladly pay for
To make this work, we need to know your budget, where you want to live and the the sort of home you’d be happy to own. Naturally, we need to verify your income and satisfy ourselves that you’d make a good tenant. We aggregate this data, and turn your rent into investment assets for institutional investors
There is no obligation to purchase just now. You’ll have lots of time to visit the property and compare it to others in your neighbourhood. However, by joining now, you can secure your place in the queue
So far, he’s shaved six months off his pathway to ownership.
His rent provides income for somebody out there. It’s all part of the great circle of life
Three cheers for the circular economy
Many young families find it hard to save for a deposit while they pay rent. Meanwhile, life insurance companies and pension funds are looking for assets that provide “rent-like” income for longer than people live in retirement. These challenges mirror each other.
But here’s the problem. These companies need to buy rent in great big lumps – three, four, five million pounds a month – from thousands of families at the same time.
So, if we club together, rent from the Pathway community will become an asset that investors would gladly buy, and we can use that money to buy homes for Pathway people.
Yield seeking missiles
If you happen to be an asset manager, a life (re) insurer, a pension fund looking for yield enhancement, or an investor with a social purpose mandate, do reach out. We’re all ears.
Investor dialogue